Currently there are fields in both the Engagement section of the client record and the Opportunities section to add the "Referred by" and "Source"/"Channel" information. Should consolidate this into a single field or have the two fields interact with each other such that when one of these inputs is changed, that change will flow threw to the others. Such as if I were to change the "Referred by" field within the Engagements tab, that change would carry over to the same field within the Opportunities tab. Same for "Source"/"Channel". 

Also, would make it so that the "Owner" of an Opportunity defaults to "Advisor 1".